Limited Availability — Pilot programs only. Plans shown below represent target SaaS pricing direction; all tiers require pilot onboarding at current stage. Apply for early access →
Transparent Direction for
Real-Time Fraud Detection Pricing
Competitive pricing for mid-market Southeast Asian banks and fintechs.
Plans below are indicative — final terms agreed during pilot onboarding.
This page reflects SaaS pricing. On-prem commercial terms (perpetual + support model) are handled separately — see On-Prem or contact sales.
Starter
From
Up to 500K transactions screened / month
$500/mo minimum — billed at the greater of $500 or your per-transaction usage
Indicative pilot pricing — final terms negotiated during onboarding
Growth
From
500K–5M transactions screened / month
Indicative pilot pricing — final terms negotiated during onboarding
Enterprise
From
For institutions needing custom rules, a dedicated SLA, compliance documentation, or on-premise deployment
Annual engagement — scoped to requirements, not transaction volume alone
The rates above are pilot pricing. Production pricing will start from $0.008–$0.010 per transaction screened — still well below typical incumbent rates of $0.05–$0.07 per transaction.
What per-transaction pricing includes
Per-transaction pricing covers FDE's risk-decision engine and operational data retention (a rolling 12-month window). It does not include:
-
Device fingerprinting — bring your own provider, or add it through RTD at provider cost. Device intelligence is an enhancer, not a requirement.
-
Optional VPN/proxy detection via the MaxMind GeoIP2 Anonymous IP database, where licensed — a flat annual license fee, not a per-transaction charge.
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Long-term / multi-year data archival beyond the included 12-month retention window — available as a retention add-on.
Final commercial terms are agreed during pilot onboarding.
Estimate Your Monthly Cost
Drag the slider to see indicative pricing at your transaction volume.
Pilot-stage estimates. Actual terms are negotiated during onboarding and may differ based on deployment model, tenant mix, and contract scope.
Starter
$3,500/mo
From $0.007/txn · $500/mo min
Your tierGrowth
—
500K+ txn / mo
Your tierEnterprise
From $300K
/yr · features & SLA based
Your tierEverything Included on Every Plan
No feature gating. No upgrade walls. All platform capabilities available from day one.
Every plan includes the full platform. Enterprise adds services — custom rule development, a dedicated SLA, and a compliance documentation package — not gated product features.
Real-Time Transaction Risk Scoring API
Designed for millisecond-level response times via REST with JWT+HMAC auth
Pre-configured Banking Fraud Detection Templates
Wire fraud, ACH anomalies, account takeover, and more
ML Model Scoring
Gradient boosted models trained on your transaction patterns
Investigation & Monitoring Dashboard
Real-time KPIs, event stream, case management
Auto-Labeling & Training Pipeline
Outcome feedback loop keeps models accurate over time
TypeScript & Python SDKs
Published to npm and PyPI — integrate in minutes
Multi-Tenant Support
Strict data isolation — each tenant sees only their events
JWT+HMAC API Authentication
Dual-layer security — token integrity + request signing
AI Investigation Assistant (Summary + Q&A Chat)
AI-generated case summaries and conversational Q&A — included on all plans
MCP Agent Integration
Connect AI agents directly to the FDE via Model Context Protocol
AI features included, LLM usage pay-as-you-go. AI Investigation is available on every plan at no extra platform fee. LLM API costs (for generating summaries and Q&A responses) are billed based on actual usage — you only pay for what your analysts use. Talk to us for typical cost estimates.
How We Compare
Enterprise-grade fraud detection without the enterprise price tag or 12-month implementation.
| Feature | RTD FDE | Global Platforms (enterprise fraud suites) |
API Fraud Tools (payments-focused) |
|---|---|---|---|
| Pricing | From $0.005/txn (indicative, pilot) | $200K–$2M/year | $0.05–$0.07/txn screened |
| Deployment Time | Days to weeks | 6–18 months | Hours |
| Banking Rules | Pre-configured templates | 50–100+ rules | Card-only |
| ML Scoring | Included | Included | Included |
| Multi-Channel | Wire / ACH / Card / QR | All channels | Card-only |
| Contract | Monthly or Annual | Multi-year | Pay-as-you-go |
| On-Premise | Limited Availability — Pilot programs only | Available | No |
| Device SDK | BYOD (vendor-agnostic) | Bundled | Not applicable |
Competitor pricing estimates based on publicly available information. Actual vendor pricing may vary.
Note on Device Intelligence Licensing
FDE pricing covers the fraud decision engine. Device fingerprint and behavioral biometric SDKs are not bundled — bring your own provider, or add one through RTD at provider cost. FDE is vendor-agnostic and integrates with TuringShield, Fingerprint Pro, and other major providers, so you can switch vendors without changing your fraud engine.
Frequently Asked Questions
Straight answers, no fluff.
Each POST to /v1/risk/evaluate counts as one transaction screened. Outcome submissions (/v1/risk/outcome) and fraud label submissions (/v1/risk/labels) are always free.
Usage is tracked per transaction screened. Billing terms are agreed during pilot onboarding — you'll receive monthly invoices via email. Pay by bank transfer or card (annual contracts available).
We use a soft limit — the API continues serving requests so your fraud screening never gets blocked. Overage handling and volume-breakpoint terms are agreed during pilot onboarding. We'll notify you when you're approaching your limit so you can coordinate with your RTD contact ahead of time.
Annual commitment terms, volume discounts, and multi-year contracts are part of the commercial terms agreed during pilot onboarding. Plans shown on this page are indicative. Apply for early access to discuss.
Device fingerprinting is not bundled in per-transaction pricing — it's an optional enhancer, not a requirement. You can bring your own provider and negotiate directly, or add device intelligence through RTD at provider cost. FDE is vendor-agnostic (TuringShield, Fingerprint Pro, and others), so you can switch providers without changing your fraud engine.
Per-transaction pricing includes a rolling 12-month operational data retention window. If you need long-term or multi-year archival beyond that window — for internal record-keeping, for example — it's available as a retention add-on. Exact terms are confirmed during onboarding.
Yes — optional VPN/proxy and anonymous-IP detection is available via the MaxMind GeoIP2 Anonymous IP database, where licensed. It's a flat annual database license, not a per-transaction charge, so it never affects your per-transaction rate. We'll help you decide whether it fits your risk profile during onboarding.
Yes — pilot participants receive a hands-on evaluation period with guided onboarding. Banks and fintechs also receive a detection rate benchmark report showing how FDE performs against your historical fraud cases. Apply for early access to get started.
Ready to Apply for Pilot?
Apply for early access or talk to our team about your specific use case.