About Run-True Decision
Banking-first fraud decisioning for Southeast Asia.
Run-True Decision Pte. Ltd. / 浪驱智擎 is a Singapore-based startup building FDE — Fraud Decision Engine for banks and fintechs facing real-time fraud, scam, and mule-account risk.
Our goal is simple: help financial institutions make reliable fraud decisions before money moves.
Company Overview
We build fraud decisioning infrastructure for regulated financial institutions.
FDE combines rules, machine learning, decision orchestration, investigation workflows, and auditability in one decision layer. It is designed for the operating realities of Southeast Asian banks and fintechs: instant payments, local fraud patterns, compliance needs, and deployment constraints.
FDE is designed for SaaS, hybrid, and on-prem deployment paths so institutions can choose the model that fits their data-residency and security requirements. SaaS sandbox and on-prem reference deployment are available today; hybrid deployments are scoped per customer engagement.
Founder-Led by Fraud, Risk, and Cybersecurity Experience
David Wang · Founder & CEO
Run-True Decision is founded by David Wang, a cybersecurity, fraud, and risk leader with more than 20 years of experience across Asia-Pacific.
David has worked closely with financial institutions across Southeast Asia on cybersecurity, digital risk, fraud, and enterprise security challenges. Through that work, he saw a recurring gap: many banks need modern fraud decisioning, but existing solutions are often too expensive, too slow to deploy, or not designed for local banking realities.
Run-True Decision was created to close that gap.
We are starting focused: one product, one region, one clear client problem — helping Southeast Asian financial institutions stop fraud before it moves.
Why We Started
Fraud is moving faster than traditional controls.
Instant payments, authorized scams, mule networks, and social-engineering attacks have compressed the decision window from days to seconds. Fraud teams need tools that can make decisions in real time while remaining explainable, auditable, and practical for regulated environments.
Large enterprise fraud platforms can be powerful, but they are not always accessible to mid-market banks, digital banks, and fintechs in Southeast Asia.
RTD exists to make advanced fraud decisioning more accessible — without compromising trust, explainability, or deployment control.
What We Are Building
FDE — Fraud Decision Engine — is a banking-first decision layer.
Signals in
- •transaction data
- •device and session signals
- •customer behavior
- •beneficiary and mule indicators
- •historical case outcomes
- •external risk signals
Decisions out
- •approve
- •step-up
- •review
- •reject
FDE evaluates the event using rules, machine learning, orchestration logic, and risk policy. Each decision is designed to be explainable, auditable, and usable by fraud operations teams.
Decision Replay
Decisions can be replayed against the frozen snapshot that produced them, with the engine flagging whether divergence is from a model update, rule change, or input drift.
How We Build
Small, focused team. Serious enterprise software. Human judgment at the center.
We believe AI can help small, focused teams build serious enterprise software — but final judgment must remain human.
RTD uses AI-augmented development to move quickly, while maintaining human review, test discipline, security thinking, and banking-grade product standards.
Our engineering principles
- •explainability is a product baseline
- •auditability is built in from the start
- •deployment flexibility matters for regulated institutions
- •every feature must solve a real client problem
- •product quality and client trust come before short-term speed
Our Values
Believe (相信)
Why we start
We believe in technology, but also in human judgment. AI is the tool; people make the final call.
Serve First (利他)
How we operate
We solve client problems first. Revenue follows when value is real.
Accept & Persist (接受)
How we sustain
We do our best, accept the outcome, and keep building with discipline and calm.
信念驱动，利他为先，从容致远
For Banks, Fintechs, and Partners
If you work in banking, fintech, cybersecurity, fraud risk, compliance, payments, or system integration in Southeast Asia, we would be happy to talk.
Talk to us about
- •fraud decisioning
- •authorized payment fraud
- •mule-account risk
- •real-time transaction scoring
- •on-prem or hybrid deployment
- •POC and design-partner opportunities
Stop Fraud Before It Moves.
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