One Engine. Every Fraud Type. Your Infrastructure.

Real-time decisioning, ML scoring, and case management — deployed where your data lives. Built specifically for Southeast Asian banks and fintechs.

How It Works

Three steps from integration to protection. No months-long implementations.

1

Connect

Integrate via REST API or batch with your core banking system.

2

Configure

Choose from pre-built templates or create custom rules via the rules editor.

3

Protect

Real-time scoring, alerts, and case management from day one.

Rule Engine

A flexible, no-code rule engine that lets fraud teams build, test, and deploy detection logic without engineering dependencies.

  • Pre-configured fraud detection templates across wire, card, and ATO scenarios
  • No-code visual rule builder for fraud analysts
  • A/B testing for rule performance optimization
  • Backtesting against historical transaction data
  • Shadow mode for safe rollout of new rules
  • Complete audit trail for every rule change

IF

amount > 10,000 SGD

AND

country != account_country

AND

velocity_1h > 3

THEN

STEP-UP → OTP verification

Model Output

0.87

High Risk

Velocity anomaly
Device mismatch
Geo deviation
Amount pattern

ML Scoring & Explainability

Combine machine learning models with rule-based logic in a unified scoring pipeline. Every score comes with context your team can understand.

  • Supervised + unsupervised model support
  • SHAP-based explainability (on roadmap)
  • Model versioning and lifecycle management
  • Hybrid pipeline — rules + ML in unified scoring
  • Champion/challenger model comparison

Real-Time Decisioning

Designed for millisecond-level response times. Every transaction gets an Allow, Step-Up, Manual Review, or Block decision through configurable workflows.

  • Designed for millisecond-level response times
  • Allow / Step-Up / Manual Review / Block decision outcomes
  • API-first architecture for seamless integration
  • Configurable decision workflows
  • Priority queue management for high-value transactions
12ms

ALLOW

68%

STEP-UP

17%

REVIEW

9%

BLOCK

6%

Processing in real time

Dashboard

MonTueWedThuFriSatSun

Alerts today

1,247

Resolved

1,183

Investigation Dashboard

A purpose-built interface for fraud analysts to monitor, investigate, and act on alerts in real time.

  • 20+ pre-built analytical views
  • Role-based access control (RBAC)
  • Real-time transaction monitoring
  • Entity link analysis across transactions
  • Customizable dashboards per analyst role

Case Management

End-to-end case lifecycle management from alert creation through resolution, with full audit trails and compliance-ready exports.

  • Full case lifecycle management
  • Event linking across related transactions
  • Status workflows with SLA tracking
  • PII-redacted export for compliance reporting
  • Team assignment and escalation workflows

Case #FRD-2026-0847

Status Under Review
Priority High
Linked events 4 transactions
Assigned to Fraud Analyst Team A
SLA remaining 2h 14m

Rule change approved

Maker-checker: 2/2 approvals

AES-256-GCM encryption

Data at rest · Active

Audit log exported

Q1 2026 · 12,847 entries

Governance & Compliance

Built-in governance controls that help regulated institutions meet audit and compliance requirements without slowing down operations.

  • Maker-checker workflows for rule changes
  • Complete audit logging of all actions
  • AES-256-GCM encryption at rest
  • Designed to support data residency requirements
  • Role-based permissions with granular controls

Device Intelligence

Identify and track devices across sessions with deep fingerprinting that detects emulators, tampering, and suspicious device patterns.

  • Device fingerprinting across web and mobile
  • 25+ tampering and emulator detection signals
  • Browser and app integrity checks
  • Device reputation scoring
  • Cross-session device linking

Device Profile

Device ID dev_7f3a...c9e1
Trust score 92 / 100
Emulator Not detected
Rooted/Jailbreak Not detected
Sessions linked 14 sessions
Global blocklist
24,891 entries
VIP allowlist
1,204 entries
Watchlist — Mule accounts
3,472 entries
External threat feed
Synced 2m ago
Real-time matching active

Lists & External Feeds

Centralized list management with real-time matching during decisioning. Import your own lists or connect third-party threat intelligence feeds.

  • Managed blocklists and allowlists
  • CSV bulk import for fast onboarding
  • Approval workflows for list changes
  • Third-party threat intelligence feed integration
  • Real-time list matching in decisioning pipeline

Integration & SDKs

Everything you need to integrate the Fraud Decision Engine into your existing stack.

REST API

OpenAPI spec included

TypeScript SDK

npm package

Python SDK

pip package

WebSocket

Real-time events

Example: Submit a decision request
curl -X POST https://api.run-true.com/v1/decisions \
  -H "Authorization: Bearer $API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"transaction_id": "txn_001", "amount": 5000, "currency": "SGD"}'

Deployment Options

Choose the deployment model that fits your institution's requirements. Both options deliver the same capabilities.

Feature SaaS On-Premise
Data location RTD-managed cloud Your infrastructure
Maintenance Fully managed by RTD Your team, RTD-supported
Data sovereignty Regional hosting available Complete control
Go-live Target: 2–4 weeks Target: 1–3 months
Best for Fast deployment, fintechs Regulated banks, strict data residency

On-premise deployment designed to support data residency requirements under MAS TRM Guidelines, OJK regulations, and similar frameworks.

Built for Banking

Pre-configured banking fraud templates ready for common scenarios — account takeover, wire fraud, card-not-present, and more. Designed against real bank RFI/RFP requirements from across Southeast Asia.

Account Takeover

Login anomaly detection

Wire Fraud

High-value transfer rules

Card-Not-Present

E-commerce transaction rules

Mule Detection

Money flow analysis

See How It Maps to Your Requirements

Transparent Pricing for Mid-Market Banks

We believe mid-market banks shouldn’t pay enterprise-tier prices for enterprise-grade fraud protection. Our pricing is designed to be accessible — talk to us for details.

Talk to Us About Pricing

See It in Action

Our live demo bank at rtd-demo-bank.run-true.com connects directly to the Fraud Decision Engine sandbox. Submit test transactions, trigger rules, and see real-time scoring — no setup required.

Demo access is manually approved during our early access program.

Request Demo Access

Ready to Stop Fraud Before It Moves?

Talk to our team about fraud decisioning for your institution.